Cost of Living in Germany for Indian Students (2025 Guide with City-wise Breakdown) | Bellview Educator
While Germany offers tuition-free education, it’s important to budget for your monthly living expenses. As an Indian student, your cost of living will vary based on the city you live in, your lifestyle, and part-time job income.
At Bellview Educator, we help students plan their finances smartly. Here’s your complete 2025 breakdown of the cost of living in Germany:
🏙️ Monthly Expenses Overview
| Category | Average Cost (€) | INR Approx. |
|---|---|---|
| Rent (shared flat) | €300–€500 | ₹27,000–₹45,000 |
| Food & groceries | €150–€200 | ₹13,000–₹18,000 |
| Health insurance | €100–€120 | ₹9,000–₹11,000 |
| Transport (semester ticket) | €0–€50 (covered in semester fee) | Included |
| Phone/internet | €30–€40 | ₹2,700–₹3,600 |
| Misc. & leisure | €50–€100 | ₹4,500–₹9,000 |
💸 Average total monthly budget: €750–€950 (₹67,000–₹85,000)
📍 Cost Breakdown by City
🟡 1. Munich – Premium Lifestyle
- 💸 Rent: €500–€700
- 📍 Known for top universities like TUM, LMU
- ✅ Safe, modern, but expensive
- ⭐ Tip: Get student dormitory early!
🔵 2. Berlin – Affordable & Vibrant
- 💸 Rent: €350–€550
- 📍 Home to TU Berlin, Humboldt University
- ✅ Great for tech, arts, and international students
- ⭐ Tip: Many part-time job options
🟢 3. Aachen – Budget-Friendly
- 💸 Rent: €300–€400
- 📍 RWTH Aachen – top engineering school
- ✅ Ideal for tech students
- ⭐ Tip: Lower rent = save more
🟣 4. Stuttgart – Industrial Hub
- 💸 Rent: €400–€600
- 📍 University of Stuttgart
- ✅ Strong industry connections (Mercedes, Bosch)
- ⭐ Tip: High job opportunities for engineering students
🟠 5. Leipzig – Most Affordable
- 💸 Rent: €250–€350
- 📍 University of Leipzig
- ✅ Peaceful, green, and budget-friendly
- ⭐ Tip: Perfect for students with limited budgets
💼 Part-Time Jobs: Offset Your Expenses
International students in Germany can legally work:
- ✅ 20 hours per week during the semester
- ✅ Up to 120 full days per year
💰 Average pay: €10–€15/hour
With part-time income, students earn €500–€800/month.
🏦 Blocked Account Explained (2025)
To get a student visa, you must show €11,208/year in a blocked account (~₹10 lakhs INR).
It proves you can afford your living expenses in Germany.
Bellview Educator helps you:
- Open your account with Expatrio / Fintiba / Coracle
- Get instant confirmation for visa filing
✈️ Budget Tips from Bellview Students
✔️ Cook at home instead of eating out
✔️ Use public transport or bike
✔️ Buy second-hand items (Facebook Marketplace, eBay)
✔️ Apply for student discounts everywhere
🤝 Plan Smart with Bellview Educator
We help you:
✅ Estimate your full-year cost
✅ Choose the right city for your budget
✅ Find affordable housing & shared flats
✅ Get health insurance & blocked account done quickly
📞 Want to study in Germany without financial stress?
Let Bellview Educator help you plan it right.
👉 Start Planning Now
📧 info@bellvieweducator.com
🌐 www.bellvieweducator.com